Your MRR is already
worth more than you think.
Runway converts your monthly recurring revenue into immediate growth capital — no equity diluted, no board seats surrendered, no personal guarantees signed.
Is your MRR above $30K?
Runway activates at $30K monthly recurring revenue — this is where the math starts working hard for you.
What this unlocks
Base capital range: $300K–$600K
Standard 6-month repayment window
Fixed revenue share: 6–8% of monthly collections
Are your gross margins above 50%?
High-margin businesses repay faster and qualify for better multiples. SaaS and API-first companies typically clear this in the first question.
Margin premium
Margins 50–65%: standard 8× MRR multiple
Margins 65–80%: elevated 9× MRR multiple
Margins 80%+: maximum 10× MRR multiple
Do you have 6+ months of revenue history?
Six months of consistent data lets our model calculate your true growth trajectory — and offer capital based on where you're going, not just where you are.
Based on your responses so far, get your personalized Funding Readiness Scorecard.
Download Scorecard →History = better terms
6–12 months: base offer within 48 hours
12–24 months: priority processing + lower revenue share
24+ months: enterprise tier with flexible draw-down
Is your MRR growth rate above 10% month-over-month?
Growth velocity is the single biggest multiplier in your offer. A company growing at 15% MoM receives materially better terms than one flat at the same revenue.
Growth multiplier
10–15% MoM: standard capital + 12-month max term
15–25% MoM: +20% capital boost + flexible repayment
25%+ MoM: fast-track tier — funded in under 24 hours
Is your churn rate below 5% monthly?
Low churn signals durable revenue — the kind our model prices as near-certain future cash flows. Every point below 5% tightens your repayment terms.
Retention reward
Churn < 5%: standard offer, full capital range
Churn < 2%: revenue share drops by 1.5 percentage points
Churn < 1%: lowest available rate — reserved for top 10% of applicants
See your funding range in real time.
Adjust your MRR and growth rate. No signup required to estimate — only to save or share your results.
You repay from revenue.
Not from your bank account.
Repayments are a fixed percentage of your monthly collections — automatically calculated. When revenue is up, you repay faster. When it dips, so does your payment. No fixed dates. No penalties.
Capital deposited in 48 hours
Once approved, funds hit your account within two business days. No tranches. No waiting periods.
Revenue share collected monthly
A fixed percentage of your gross revenue — typically 5–8% — is collected automatically each month via ACH.
Cap reached, payments stop
You repay 1.05–1.15× the capital amount (your flat fee). Once the cap is hit, collections end permanently.
No prepayment penalty
Pay it off early and keep the difference. Founders who exit or raise a round often repay in full on close.
Early-stage SaaS with consistent growth. Capital deployed into engineering headcount.
The math that moves capital.
Walk out knowing exactly
where you stand.
Your personalized scorecard shows which checkpoints you clear, what capital range you qualify for, and the exact next steps to get funded — delivered in under 60 seconds.
No spam. Your scorecard arrives in one email, then it's done.